15 March 2016

Lincoln Financial Group  (NYSE: LNC) today announced that it has received the 2016 “Insurance Risk Management Team of the Year” award for its best-in-class market risk management program that utilizes hedging strategies to mitigate risk and volatility from variable annuity products.

The award was accepted by Lincoln’s head of Market Risk Management, Carey Hobbs, during EQDerivatives’ Global Equity & Volatility Derivatives Awards 2016 ceremony, at the Roosevelt Hotel, in New York, March 14.

“We are proud to receive this honor from EQDerivatives, Inc.,” said Hobbs. “This validates Lincoln’s approach to hedging and managing risk.  It also underscores the effectiveness of Lincoln’s advanced modeling and trading infrastructure, and the superior talent within our organization."

Lincoln was chosen by the EQDerivatives Editorial Board for its work in developing a sophisticated in-house risk management computing infrastructure, trading strategies, and risk metrics to efficiently manage and anticipate various market conditions.

 “Lincoln’s commitment to innovation in risk management helped to propel the firm above and beyond its competitors this year,” said Daniel O’Leary, managing editor, EQDerivatives in New York. “The firm’s success has been clearly noted, not only by its peers, but also sell side market players that recognize Lincoln’s increasing sophistication in this ever challenging market.”

About Lincoln Financial Group

Lincoln Financial Group provides advice and solutions that help empower Americans to take charge of their financial lives with confidence and optimism. Today, more than 17 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, as well as to guard against long-term care expenses. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. The company had $219 billion in assets under management as of December 31, 2015. Learn more at:www.LincolnFinancial.com. Find us on FacebookTwitterLinkedIn and YouTube. To sign up for email alerts, please visit our Newsroom at http://newsroom.lfg.com.


For Additional Information Please Contact:

Eric Samansky
Lincoln Financial Group
(484) 583-1431

Variable annuities are long-term investment products designed for retirement purposes and are subject to market fluctuation, investment risk, and possible loss of principal. Variable annuities contain both investment and insurance components and have fees and charges, including mortality and expense, administrative, and advisory fees. Optional features are available for an additional charge. The annuity’s value fluctuates with the market value of the underlying investment options, and all assets accumulate tax-deferred. Withdrawals of earnings are taxable as ordinary income and, if taken prior to age 59½, may be subject to an additional 10% federal tax. Withdrawals will reduce the death benefit and cash surrender value.

Investors are advised to consider the investment objectives, risks, and charges and expenses of the variable annuity and its underlying investment options carefully before investing. The applicable prospectuses for the variable annuity and its underlying investment options contain this and other important information. Please call 888-868-2583 for free prospectuses. Read them carefully before investing or sending money. Products and features are subject to state availability.

Lincoln variable annuities and American Legacy® variable annuities are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so.

Contracts sold in New York are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer.


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